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The Capital Club

At Linford Grey Associates we have taken ownership over our role as an intelligent friend and trusted advisor.  We provide a funding solution that transcends the traditional role of the small business accountant and we proactively seek to secure funding for clients where needed.

A funding requirement is not an admission of failure nor should it be pursued without proper planning and a comprehensive understanding of the impact and operation of the various funding solutions.  

Our  approach to small business funding is that any funding decision should be a considered strategic decision taken to support the continued growth of the business, over the fulness of time and with a comprehensive view of your business and personal goals alongside the critical success factors.

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Asset Finance

Asset Finance 

Purchasing new assets is often essential for growth and the right funding solution can facilitate expansion without the burden of a large cash requirement taken out of the working capital and or retained earnings of the business. 


Invoice Finance

Offering credit terms to clients is a part of life but can cause your working capital to suffer especially if a couple of your clients seem to always pay later than agreed.  Invoice Finance will allow you to fund up to 85% of the value of your sales ledger up front. This means that you receive the majority of the cash immediately and can focus on growing the business and servicing clients.

Merchant Cash

Merchant Cash Advance

If your business takes regular debit card payments from customers you may well prefer to seek a merchant cash advance. The benefit of this type of funding is that the fee is typically fixed, so you know the cost and the advance is repaid each time you take a debit card payment. This means that at times of seasonal downturn you will repay less and at peak times where transactional volume is higher you’ll repay more. Funding the growth or working capital requirements of your business using a Merchant Cash Advance has proven for many small businesses a scalable solution that softens the peaks and troughs caused by seasonal demand.


Trade Finance

One of the obstacles to growth faced by UK businesses is their inability to fund large orders from suppliers.  Although suppliers will give credit terms they will not afford you the purchasing power or flexibility you might need. With Trade Finance the lender will fund 100% of the stock purchases and secure the loan against purchase orders and finished goods.  This will afford you flexibility and buying power that standard credit terms do not.

Capital Finance

Working Capital Finance

Purchasing assets or stock is all very well and good but sometimes businesses just need a little help getting through the day.  Working Capital Finance is a short term, multipurpose solution designed to help UK businesses meet the everyday needs of operations.  Unlike traditional lending an application can be approved in matter of days and can be used to cover everything from staff wages to unexpected tax bills or expenses.  Many lenders will not require you to disclose what you need the money for, leaving you free to invest your capital.

Property Finance

Property Finance

From commercial mortgages, through development and bridging loans, we can help you secure the funding you need to take advantage of the opportunity in front of you at a time when traditional lending streams have dried up. Whether that’s the purchase of your own premises, an investment property or development opportunity we can help.


Need help getting additional funding?

All you need to do is click 'Register Your Interest' below, fill out your details and let us know what type of funding you're looking for. We will send you all the information you need regarding your choice of funding and how we can help you. 

Register Your Interest